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Extended Auto Warranties

You can buy a car warranty for new cars and for used cars. Warranties come in all shapes and sizes. All new vehicles come with a factory warranty, which usually expires after three years or 36,000 miles. Most drivers, however, decide to purchase an extended warranty that ensures you will be able to get the car fixed for years to come. These warranties are extremely popular, because paying for coverage up-front can be much less expensive than repairing a car down the line.

Below our some reccommended compaies that offer extended warrantees. Click here for some tips on buying a warranty.



What to look for when purchasing an Extended Auto Warranty for your new or used car

  • True Bumper-to-Bumper Coverage - if the plan lists the items that are covered, it is Not a bumper-to-bumper plan. By definition, a bumper to bumper plan is exclusionary, that is, it will only list the few components that are not covered. Typically these include cosmetic and maintenance items.
  • Wear and Tear Protection - This means that you are covered for parts that break as well as those that wear out. All covered parts in a policy should include a “wear and tear” provision. A lot of plans have wear and tear exclusions, such as struts, piston rings, valves or other expensive components that wear out and will not be covered. Beware of “Mechanical Breakdown” plans, they often have wear-and-tear exclusions, thus offering you less coverage.
  • Overheating - Look for a plan that does not exclude damage due to overheating.
  • Roadside Assistance - You want a plan that offers a Free nationwide Roadside Assistance plan. You want to be covered per occurrence. Not an out of pocket reimbursement plan, that is tied to only covered repairs. A good policy includes:
        • Emergency Road Service
        • Towing
        • Mechanical First Aid
        • Emergency Tire Service
        • Battery Assistance
        • Gasoline Delivery
        • Fluid Delivery
        • Emergency Lock-out Service
        • Nationwide Coverage
        • Toll Free 800 Number
        • 24 Hours a Day/365 Days a Year
  • Car Rental - Should your vehicle have to remain overnight for a covered repair.
    Trip Interruption - Should your vehicle become disabled more than 100 miles away from home and the repair is covered under your contract, reimbursement for lodging and meals.
  • Nationwide Protection - Repairs can be made at any repair facility in the US or Canada.
  • Choice of Deductibles - Most automobile plans offer $0, $50 and $100 deductible options.
  • Renewals - A plan that may be renewed for continuous one-year terms for as long as you own your vehicle.
  • Transferable - The ability to transfer your coverage when you sell your vehicle, for a modest fee, which will increase your vehicle’s resale value.
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